Expert(ish) Podcast

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Investing is more than owning real estate or assets. It’s about decision making and learning what works and what doesn’t. We believe it takes a willingness to learn, a willingness to try new things and taking action to become an expert. read less
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Episodes

E68 - Clarity is the Key to Long-Term Success: Guest Zach Morrow
Mar 17 2022
E68 - Clarity is the Key to Long-Term Success: Guest Zach Morrow
There's an old saying that goes, "the clearer you are, the more certain you become." This is definitely true when it comes to business. When you are clear about your goals and what you want to achieve, it becomes a lot easier to take the necessary steps to get there, develop a plan of action, and track your progress along the way. Setting goals is important for any individual or organization, but making sure those goals are clear and concise is essential for long-term success.In today’s episode of the Expert(ish) Podcast, our guest Zach Morrow talks about what motivated him to become an entrepreneur, why clarity is the key to long-term success, and what role he plays in the investment management industry.Zach Morrow is the VP of Investor Relations at Boron Capital, an investment management firm that runs hedge funds strategically investing into self-storage complexes, mobile home communities, and cryptocurrency. His role involves connecting accredited investors to strong, stable, high-cash flow investments through strategic partnerships, commercial real estate, and private investments.Enjoy!If you are looking for an inexpensive and super convenient healthcare option, check out SkillMil Telehealth Services. It's a program that works well as a supplement to VA health care.Simply click on telehealth services on their website, fill out the basic info, and use the referral code Expert(ish) Podcast in the dropdown menu to get started.In This Episode01:28 - Backstory of Zach Morrow03:34 - What motivated him to become an entrepreneur08:51 - How Zach's business skills have evolved over time12:46 - His advice for veterans interested in launching their own business15:27 - Why clarity is the key to long-term success25:33 - Zach's strategies for growing a business31:54 - Zach's role in the investment management industry35:49 - How investing in self-storage complexes works39:12 - Locations where storage investments are expected to growFavorite Quotes37:28 - "Obviously, we're very much in an inflationary environment and quality assets really stand to gain from that. So, having your money working inside of good assets, not only allows you for good appreciation but you've got continued, great rent operations and the demand for storage has not been shrinking at all. The millennial generation is now becoming the largest users of storage more so than we've seen in the past." - Zach Morrow04:24 - "I wanted to find a way to transition out of the corps and be able to provide the life for my family that I felt was right for us. And for us, that was me finding a way to not only have the financial freedom, but the time freedom to be able to spend with them and to be present."- Zach Morrow10:13 - "There's always going to be new levels of growth and opportunity. And I think that the more we can recognize where we're at and process where we're trying to get to, we can reverse engineer the skills that we need and the resources that we need." -  Zach Morrow10:49 - "There's going to be two things that you can give and it's either your time and your experience or your money. And both of those can earn you the opportunity." - Zach Morrow15:54 - "One of the most difficult things about transitioning out is, in most cases, you're going to lose the clarity and now you're going to become responsible for it. And a lot of times we haven't been trained to do that. So, that's a really difficult thing to do. Finding a way to regiment your time to create clarity for yourself is critical for your term success." - Zach Morrow17:37 - "Once you know what your target is, you can get really clear on the next step. But if you're always focusing on the thing that's so far away, you're never going to hit the target. So, if we just put these things out there, it becomes extremely difficult to hit the target, unless you can set it up and then reign it back in and focus on that next thing right in front of you." - Zach Morrow27:44 - "Your job shouldn't be to be the expert at everything. It should be how to find experts at everything. It's not always like, how do I do something, it's who do I need.  That's the question we ask more often because 'how' requires me to completely transform who I am and then I'm starting from zero where I can potentially just partner with somebody or bring somebody on or create a relationship. " - Zach Morrow Engage with Zach MorrowLinkedInText the word INFO to 877 771 0615Connect with Expert(ish) Podcast Host JAY JOHNSONCall (858) 925- 4536WebsiteLinkedInFacebookInstagramListen to more episodes of the Expert(ish) PodcastiTunesSpotify
E67 - How to Get Fit Amidst the Chaos of Everyday Life
Mar 10 2022
E67 - How to Get Fit Amidst the Chaos of Everyday Life
Juggling a career, running a business, maintaining healthy relationships, and staying fit can be tough. It seems like there are never enough hours in the day to get everything done. Getting into your best shape amidst all the chaos of everyday life can be difficult, but not impossible. Having a trainer who knows what they're doing, understands what you want, and provides support and motivation throughout your journey is key to achieving your fitness goals. In today’s episode of the Expert(ish) Podcast, our guest, Chris Keith talks about how he made the transition from military service to fitness training, the biggest mistakes he made in his fitness career, and why he wants to be a connector. Chris Keith is San Diego's most effective, motivational, and inspiring personal trainer. He is also the most knowledgeable, experienced, and compassionate 1-on-1 personal trainer for weight loss, strength building, and post physical therapy. Chris was voted Best Personal Trainer in San Diego by numerous publications and continues to be a local fitness celebrity and advisor to the local media on health and fitness related issues. Enjoy! If you are looking for an inexpensive and super convenient healthcare option, check out SkillMil Telehealth Services. It's a program that works well as a supplement to VA health care. Simply click on telehealth services on their website, fill out the basic info, and use the referral code Expert(ish) Podcast in the dropdown menu to get started. In This Episode03:16 - Backstory of Chris Keith 06:54 - What motivated him to become an entrepreneur 13:53 - How he made the transition from military service to fitness training 18:05 - How Chris found the right business model for his fitness program 24:05 - One of the biggest mistakes he made in his fitness career 28:27 - What makes Chris want to be a connector 33:03 - How hard work presents opportunities 50:51 - The challenge of finding the balance between career, business, family, and fitness and how to overcome them Favorite Quotes12:06 - "Once you realize, in life you know that a lot of times there's some good that comes from bad things. You know, when bad things happen, you have a different approach to it. It doesn't affect you as much. I would say that my strength is getting people out of the victim-poor me mindset and getting them more into the conquer can-do mindset that's needed for a lot of aspects of life." - Chris Keith 36:42 - "I just learned over the years that buy when you're able. If you're worried because the prices are high, well the prices are high but the interest rates are low. The interest rates are going to go up and then the prices may soften a little bit. But buy when you can. Just buy something and get into the market because you're able to parlay that into your next place and into another." - Chris Keith 53:22 - "I think at this point for me, I see people start making these obstacles in their head with fitness, health, and exercise. I think just committing, just doing it, showing up is like half the battle." - Chris Keith Connect with Chris KeithLinkedInChris Keith - San Diego Personal Trainer Connect with Expert(ish) Podcast Host JAY JOHNSONCall (858) 925- 4536WebsiteLinkedInFacebookInstagram Listen to more episodes of the Expert(ish) PodcastiTunesSpotify
E66 - Easing the Transition: Growth is Uncomfortable
Mar 3 2022
E66 - Easing the Transition: Growth is Uncomfortable
The military is a unique institution that teaches discipline, teamwork, and decision making, as well as other skills that can be applied to civilian life. When leaving the military, it can be difficult to adjust to civilian life. Despite these difficulties, military service members can successfully transition into the civilian world by having the right tools and a positive mindset.  In today’s episode of the Expert(ish) podcast, our guest, Greg Amorelli talks about the lessons he learned in the military and how he applied them to the civilian world, why it's better to make a bad decision than not to make one at all, and how growth comes from expanding past your comfort zone. Greg Amorelli is the Director of Health and Fitness Programs at Downtown Athletic Club, Strength and Conditioning Specialist at O2X Human Performance, and an Infantry Platoon Leader at Army National Guard. Additionally, Greg is a professional Health and Human Performance Coach who specializes in tactical strength and conditioning, running, swimming, and healthy lifestyle interventions for all populations and ability levels. He helps to develop and manage the mental, physical, and nutritional standards of individuals, small units, and teams to expand functional capabilities, improve overall health, and optimize personal performance. Enjoy! If you are looking for an inexpensive and super convenient healthcare option, check out SkillMil Telehealth Services. It's a program that works well as a supplement to VA health care. Simply click on telehealth services on their website, fill out the basic info, and use the referral code Expert(ish) Podcast in the dropdown menu to get started. In This Episode01:40 - Backstory of Greg Amorelli 13:24 - Why knowing your goals is important when making decisions 19:20 - What Greg realized about the quote: “Jack of all trades. Master of none. But oftentimes better than a master of one”. 23:59 - Military lessons Greg has applied in the civilian world 31:00 - Why it's better to make a wrong decision than not to make one at all 38:13 - The elements and pieces of developing a positive mindset 43:35 - How growth comes from expanding past your comfort zone 55:07 - How the lessons learned in the military can help you succeed in civilian life Favorite Quotes45:24 - "Majority of successful people out there are successful because they've made more mistakes than the next person. And I, a hundred percent believe that because I found that the more mistakes I've made, the faster I've made them, the better I've become." - Greg Amorelli 08:08 - "I think the majority of us, military or post-military, are people who have a mindset where we have to keep going, keep pushing forward. And I think there are goods and bads for that. Any success that I've developed right now is because I do have that mentality." - Greg Amorelli 13:24 - "When you start something out, there's a big difference between understanding where you want to be and where you can be." - Greg Amorelli 21:56 - "The concept of pulling from all these different locations, you don't have to do it all yourself. But if you know, just enough, to know how you utilize that asset, how you utilize that resource, how you utilize that employer and that coworker to the point where they can succeed in what they do best, which will make you succeed, then to me, that's the win." - Greg Amorelli 31:09 - "Make the best decision you can with the information you have and be good with it. The most dangerous thing you can do in the military is not make a decision. It's almost always a lot of cases and in a lot of situations, it's better to make the wrong decision than no decision." - Greg Amorelli Engage with Greg AmorelliLinkedIn Connect with Expert(ish) Podcast Host JAY JOHNSONCall (858) 925- 4536WebsiteLinkedInFacebookInstagram Listen to more episodes of the Expert(ish) PodcastiTunesSpotify
E65 - How To Manage Your Money While Active Duty
Feb 24 2022
E65 - How To Manage Your Money While Active Duty
Military to civilian transition is a challenge in itself. Finding a career and managing finances further complicate the process. Financial literacy is critical for anyone, but it is especially important for veterans who may be used to a certain lifestyle and need to adjust to civilian salaries. In what ways can veterans overcome these challenges and successfully transition into a new chapter of their lives? In today’s episode of the Expert(ish) Podcast, our guest, Lacey Langford talks about what motivates her to help veterans and active-duty military service members with their finances, why financial education is important when transitioning out of the military, and why MilMoneyCon is a conference not to be missed. Lacey Langford is a U.S. Air Force veteran, military spouse, speaker, and a financial coach who changes people’s lives from being fearful of money to having control and confidence with it. She is the Founder of The Military Money Expert, which specializes in financial coaching for the U.S. service members and their families. Lacey is also the creator and host of The Military Money Show, the podcast that helps U.S. Service Members, Veterans, and their spouses make, save, invest and spend money wisely. Also, if you are interested in the financial careers or if you have a service that could be helpful to financial professionals from the military community, don’t forget to sign up to the MilMoneyCon, a national conference focused on bringing together military and financial professionals.  Enjoy! If you are looking for an inexpensive and super convenient healthcare option, check out SkillMil Telehealth Services. It's a program that works well as a supplement to VA health care. Simply click on telehealth services on their website, fill out the basic info, and use the referral code Expert(ish) Podcast in the dropdown menu to get started. In This Episode02:48 - The impact of transitioning from military to civilian life on personal identity 08:22 - What drives Lacey to help and educate veterans and active-duty personnel in the financial area 15:41 - What Lacey wished she had done in her younger years regarding investing 17:19 - Why finding the right people for a job is important for any business 19:34 - MilMoneyCon: Why it's a conference to be looked forward to 31:04 - The shocking truth about how taxes work outside of the military 37:31 - How Lacey put things together to run a conference Favorite Quotes10:40 - "So thinking about having a financial cushion a little bit more so as a military family or a service member I think is really important so that you can not only be prepared for obstacles or challenges that come but also opportunity." - Lacey Langford 03:02 - "I don't think a lot of people realize getting out of the military that some you might struggle with. Not only for the service member but even as a military spouse that becomes part of your identity, that you are a military spouse. So, it's an adjustment." - Lacey Langford 16:32 - "I completely agree with you (Jay) about education because if you don't know it (investing), you're scared of it, the fear of the unknown. But once you get a little bit of knowledge, it's the power to take action and to get more comfortable with it." - Lacey Langford 21:05 - "MilMoneyCon is an opportunity for everybody to come together, to connect into a network, to help with, and build careers which I feel very passionate about. If you are a service member, getting out and wanting to join that profession, this will be a community where people can lift you up and get you where you need to be a lot quicker." - Lacey Langford Engage with Lacey LangfordLinkedInMilMoneyConThe Military Money Expert Website Connect with Expert(ish) Podcast Host JAY JOHNSONCall (858) 925- 4536WebsiteLinkedInFacebookInstagram Listen to more episodes of the  Expert(ish) PodcastiTunesSpotify
E65 - Determining Your Purpose
Feb 17 2022
E65 - Determining Your Purpose
When it comes to finding success in life, knowing your why is essential. Why do you do the things you do? What is your purpose? Too often, people go through the motions without taking the time to figure out what matters most to them. Without knowing your why, it is easy to get lost along the way. Without a clear sense of purpose, it can be difficult to stay motivated and focused on what is important. In what ways are you able to tap into your inner self to determine your purpose? In today’s episode of the Expert(ish) Podcast, our guest, Rob Rens talks about what sets him apart from other insurance agents, how he starts his day motivated, as well as his upcoming project in support of veterans.  Rob Rens is a State Farm Insurance agent and the President of Signal Fire Media. He is an experienced insurance and financial services professional serving North Carolina and Georgia. In his role at State Farm, Rob provides valuable information about insurance, the risks that make it necessary, how to protect yourself from those risks, and how to take action to achieve your most important goals. Enjoy! If you are looking for an inexpensive and super convenient healthcare option, check out SkillMil Telehealth Services. It's a program that works well as a supplement to VA health care. Simply click on telehealth services on their website, fill out the basic info, and use the referral code Expert(ish) Podcast in the dropdown menu to get started. In This Episode02:06 - What Rob hopes to see in New Hanover County08:59 - Why location matters in business and how you can create your own12:07 - What sets Rob apart from other insurance agents20:06 - Rob's leadership philosophy22:43 - How Rob intentionally starts his day28:56 - Rob's upcoming project in support of veterans35:31 - What it takes to make a difference in the world38:33 - Rob's last piece of advice Favorite Quotes36:02 - "You have to know your why, like what's your purpose in life. And when you have that, then you can start to see those opportunities and just ask yourself the question, does this align with who I wanna be? And if so, am I willing to work hard enough to make it happen?" - Rob Rens 09:15 - "Location is important. But I do feel very strongly that you can make your own cool location. And if you market it appropriately, you have a quality service, you've got really good people that share the mission and vision of your company, and a culture is created around that, you can put something awesome in any neighborhood." - Rob Rens 13:51 - "A business is nothing without people. And that's people to run it and that's people to buy your product and service. So, if you are agile and you're able to adjust to how different generational cohorts interact with brands, purchase products, and what their expectations are after they've made that purchase, I think that's the best way to stay ahead of those trends." - Rob Rens 20:07 - "I just connect with people and I use love, empathy, and mutual respect to get things done more efficiently. And at the end of the day, it's probably better because you're gonna have people who are going to stick with you long term and run through brick walls for you." - Rob Rens 36:17 - "Overnight success, we use that term so flippantly in our society. Nobody sees the sleepless nights for years to become an overnight success. All of a sudden you blip on someone's radar, but they didn't see everything you put into it ahead of time. And that's really where the difference lies." - Rob Rens 39:26 - "If you're really feeling down because things aren't quite going your way, just start calling people. When you make that breakthrough, whether it's a sale, a new connection, a new venture, or something like that, the brain just starts firing in all cylinders. And all of a sudden, you're motivated again, you're happy again and you can carry that momentum out." - Rob Rens Engage with Rob RensLinkedInInstagram Connect with Expert(ish) Podcast Host JAY JOHNSONCall (858) 925- 4536WebsiteLinkedInFacebookInstagram Listen to more episodes of the Expert(ish) PodcastiTunesSpotify
E64 - Understanding Inflation and How It Affects Your Savings
Feb 10 2022
E64 - Understanding Inflation and How It Affects Your Savings
Inflation is one of the biggest threats to financial stability. It can erode your savings and investments, leaving you with less money in the long run. The ability to make wise investments that maintain buying power over time can be difficult without a plan to mitigate inflation. With the volatile market we have today, how can investments be protected from inflation risk and your money kept safe? In today’s episode of the Expert(ish) Podcast, our guest, Devin Deverill talks about interest rates, how people can protect themselves against inflation, and what they can do to make the most of their cash sitting in their savings or checking accounts. Devin Deverill has been a financial advisor with Northwestern Mutual for over 13 years. Their mission is to help their clients across the country visualize and accomplish what financial security ultimately means to them. By matching his clients’ needs with innovative investment and insurance planning, he can confidently help them navigate through the many challenges and opportunities of life. Enjoy! If you are looking for an inexpensive and super convenient healthcare option, check out SkillMil Telehealth Services. It's a program that works well as a supplement to VA health care. Simply click on telehealth services on their website, fill out the basic info, and use the referral code Expert(ish) Podcast in the dropdown menu to get started. In This Episode1:59 - Devin Deverill's role in the wealth management industry 5:01 - How Devin aligns investment opportunities with his clients' financial goals  9:56 - How 'basis' works in real estate 13:52 - The impact of inflation on different sectors of society 18:43 - What people can do to protect themselves against inflation 23:44 - Why investors should not put all of their money into equities 28:21 - What small business owners can do with some extra capital 35:45 - How to transition from a low yielding heavily taxed dollar to a non taxed dollar 41:08 - Devin's advice to anyone with cash sitting in their savings or checking accounts 46:13 -The psychology of gain and loss Favorite Quotes18:44 - "Figuring out a place where people could park their safer dollars and building a strategy there to hedge against inflation, not even necessarily growth-oriented, but at least to preserve the capital, that has become increasingly more important I think in today's environment based on the high inflationary figures that we're seeing as well as the combination effect 'one-two punch' of high inflation and hyper low-interest rates." Devin Deverill 5:33 - "You could manage the risk in terms of volatility in the capital markets of the equity space. But if you don't pay attention to taxes and how somebody's distributing money, not just growing and accumulating money especially in environments where so many people are getting down payments ready, that's a big deal." - Devin Deverill 8:40 - "If you have any legacy planning that you want to work on, everybody out there should know what a step-up in basis is on property. That is a huge hack, I would say, or benefit within the system of the tax code that you may or may not think about today. But as you get older, have kids, or want to pass things down and leave a legacy behind, you want to think about something like that." - Devin Deverill 20:15 - "So for those people that are sitting sideline with cash, there has to be a strategy other than cash that's affected by inflation and low interest rates over this next year or two that you likely want to employ and really design for those low yielding, heavily taxed dollars." - Devin Deverill 28:27 - "Taxes are a big deal for those investment properties. And anybody who's a small business owner and thinking about what to do with some excess capital, whether it's sitting in a business account or in their personal account, I would highly encourage you to reach out to a real estate professional. That will likely be a massive tax benefit to you to position a segment of dollars there based on your itemized deductions and let alone thinking about some of these concepts like distributing asset income to yourself and having a segment uncorrelated to the stock market." - Devin Deverill 46:22 - "The psychology around loss is typically greater for most individuals than the psychology around increasing their portfolio or growing wealth. People, in other words, are typically more fearful of losing money than they are appreciative of the gain in the portfolio." - Devin Deverill Engage with Devin DeverillLinkedInInstagram Connect with Expert(ish) Podcast Host JAY JOHNSONCall (858) 925- 4536WebsiteLinkedInFacebookInstagram Listen to more episodes of the  Expert(ish) PodcastiTunesSpotify
E63 - Your Guide to Homeowners Insurance with Rich Sabatowski
Feb 3 2022
E63 - Your Guide to Homeowners Insurance with Rich Sabatowski
Insurance is often the most overlooked and undervalued aspect of home ownership. However, this is a type of coverage that pays for the repairs or replacement cost to your home in case it experiences any damage or covers you if someone gets injured on your property. It provides a safety net that can help protect you against everything from material damages to liability claims.  Most people who own a property may know that there are different types of coverage available, but they don't know how to figure out which is best for them. Whether you own a home or are planning to buy one, how do you find the best insurance coverage for your needs, at the best possible price? In today’s episode of the Expert(ish) Podcast, Jay talks with Rich Sabatowski, Owner and Insurance Agent at Beach Break Insurance Agency, about homeowners insurance, why it is important, and how it covers residential and commercial properties. Rich started his career in hospitality working his way up from washing dishes, bussing tables, serving and bartending to General Manager of some amazing restaurants. With a passion for helping people protect what they have worked so hard for, Rich and his family moved to San Diego and began laying the groundwork for the Beach Break Insurance Agency. As an independent agency, they do what is best for their clients, providing them the coverage that best fits their needs, at the best possible rates. Enjoy! If you are looking for an inexpensive and super convenient healthcare option, check out SkillMil Telehealth Services. It's a program that works well as a supplement to VA health care. Simply click on telehealth services on their website, fill out the basic info, and use the referral code Expert(ish) Podcast in the dropdown menu to get started. In This Episode1:51 - Rich's journey to establishing his own insurance company 8:25 - How Rich served his clients outside his area of expertise 11: 59 - The beauty of owning two to four residential units when it comes to insurance 12:57 - Property insurance for fourplexes 18:44 - Liability protection in the main policy 21:02 - Other ways landlords and investors can protect themselves 23:02 - Why umbrella insurance is beneficial 30:43 - How maintenance and insurance differ for homeowners 39:29 - Why insurance checkups are important Favorite Quotes00:02 - "If your investors decide that they're going to allow animals or pets, and that pet bites somebody when they're on a dog walk, that's a big deal. So again, you just want to make sure that as an investor, you're doing everything you can to make sure that you're protected. And one of those important things is to make sure that your tenants have renters insurance." - Rich Sabatowski 2:34 - "I fell in love with the idea of being able to help people protect what they work so hard to earn. It feels really good when you're able to help someone when things don't go as expected." - Rich Sabatowski 12:18 - "The beauty about the duplex, triplex, or fourplex is that they can still be written on a personal alliance policy versus commercial alliance policy. And most insurance companies have a limit on how many units overall one person can own." - Rich Sabatowski 35:32 - "As an investor, you want to make sure that you're providing a safe place for people to live, not for financial reasons or the interest. It's the right thing to do." - Rich Sabatowski 41:47 - "We have two goals. We want to make sure that your rates are reasonable, competitive, and as low as we can pass them, we get them. But we also want to make sure that your coverage is appropriate for what you're doing." - Rich Sabatowski  Engage with Rich SabatowskiPhone: 619-567-7227LinkedInBeach Break Insurance Agency  Connect with Expert(ish) Podcast Host JAY JOHNSONCall (858) 925- 4536WebsiteLinkedInFacebookInstagram Listen to more episodes of the  Expert(ish) PodcastiTunesSpotify
E62 - Our Network is Our Net Worth with Ryan Breznik
Jan 27 2022
E62 - Our Network is Our Net Worth with Ryan Breznik
We've all heard the saying, 'our network is our net worth'. The more people we know and the more connections we make, the more opportunities will come our way. All too often, we focus on the people within our network who are most like us – those who share our same interests, skills, and experiences. But to really unlock exponential growth opportunities, we need to tap into the right people on our network, those with connections and resources that can help you take things to the next level. In today’s episode of the Expert(ish) Podcast, Jay is joined by Ryan Breznik for the fourth time. Ryan talks about how having a network is important to all aspects of life, how he capitalized on the opportunities presented to him, and what investment vehicles are available in today’s digital era that can be beneficial for diversifying portfolios. Enjoy! If you are looking for an inexpensive and super convenient healthcare option, check out SkillMil Telehealth Services. It's a program that works well as a supplement to VA health care. Simply click on telehealth services on their website, fill out the basic info, and use the referral code Expert(ish) Podcast in the dropdown menu to get started. In This Episode1:46 - A look back at what Ryan has been up to recently 5:51 - What Jay and Ryan have accomplished together that led to positive results 9:56 - Why networks are undeniably important in many aspects of life 13:56 - How being an action-taker presents opportunities 17:15 - How Ryan got into corporate real estate 27:00 - Other investment vehicles that can be essential for diversifying a portfolio 33:25 - How to take advantage of digital growth opportunities 37:36 - What separates theory-based classes from outside-the-classroom learning 46:34 - What's next for Ryan Breznik Favorite Quotes30:29 - "The working class is moving out and the newer generations are coming in and taking their place and what they know and what they want to invest in and how they want the world to be run is a lot of these technologies that are kind of breaking through the surface right now." - Ryan Breznik 3:24 "If you want to get into something, whether it's investing in real estate or just a different track, you have to put the work in and these doors do open for you as you go along." - Ryan Breznik 5:08 - "Nothing's come in like one big step. There are accomplishments or successes. There are so many little steps that you have to take in order to get where you want to go long term." - Ryan Breznik 9:37 - "If you are trying to set yourself up down the line to do something more than you're currently doing, don't be hesitant to have conversations about the future with other people. You're never going to realize the potential of the network you already have until you start picking their brain and pick yours." - Ryan Breznik 33:46 - "To access that exponential growth opportunity, you do have to be on the forefront and one of the early movers in putting yourself in a position to be able to capitalize on those opportunities. And all it takes is investing time." - Ryan Breznik Connect with Expert(ish) Podcast Host JAY JOHNSONCall (858) 925- 4536WebsiteLinkedInFacebookInstagram Listen to more episodes of the  Expert(ish) PodcastiTunesSpotify
E61 - Bootcamp to Blockchain with Josh Emison, CEO of Sansbank
Jan 20 2022
E61 - Bootcamp to Blockchain with Josh Emison, CEO of Sansbank
Blockchain technology is one of the most exciting and disruptive advancements in today's global economic scene. It’s redefining the way businesses operate and how people transact online. With blockchain technology being able to be applied to most industries today, how can this new and innovative technology be utilized in the real estate world? In today’s episode of the Expert(ish) Podcast, Jay talks with Joshua Emison, Co-Founder and CEO of Sansbank, about his unique transition from the military to civilian life, how blockchain technology works, and how it is transforming the real estate industry today. Josh is responsible for Sansbank’s vision, mission, and overall execution across its core marketplace, lending platform, blockchain strategy, and alternative lending markets. Alongside Sansbank, he found his passion for empowering entrepreneurs to operate intelligently. He is dedicated to discovering passive income and wealth generation solutions for everyday Americans through property markets. Sansbank provides innovative new financial products that serve both property owners and investors. Through the process of tokenization, property owners can monetize their assets by offering everyday investors tokens in return for lucrative returns. Sansbank is devoted to democratizing the monetization of assets and ensuring wealth creation to participants sans [a] bank. Enjoy! If you are looking for an inexpensive and super convenient healthcare option, check out SkillMil Telehealth Services. It's a program that works well as a supplement to VA health care. Simply click on telehealth services on their website, fill out the basic info, and use the referral code Expert(ish) Podcast in the dropdown menu to get started. In This Episode2:29 - Josh's unique transition from military to civilian life 6:51 - Why Josh decided to quit teaching 13:43 - What motivated Josh to start his own business 16:35 - HowSansbank provides services in the real estate sector 19:01 - How blockchain technology works 27:38 - Why the team at Sansbank values education in investing and economics 34:07 - How Josh lays the groundwork for integrating blockchain in real estate 40:47 - The way Sansbank caters to the lending needs of some industries 51:29 - Other digital assets that utilize blockchain technology 1:00:47 - The power of blockchain technology 1:04:14 - How to avoid the trap set by those who took advantage of crypto and blockchain Favorite Quotes1:01:16 - "Right now you have to go to your bank and ask them for your money, and they can tell you no. So it's not your money. It's not yours. But when you have the blockchain capital sitting in your wallet, that is your money and it's providing you the ability to do whatever you want with it. This is no longer tainted by boards and by people who are going to demand you make a profit at the expense of society. That's what the blockchain has to offer." - Josh Emison 8:29 -  "The problem that I want to solve is an education problem. It's a problem with the belief and the attitude of the people with the education system and maybe on a larger scale." - Josh Emison 18:08 - "A lot of people, when they think about the blockchain, they just think about Bitcoin. And that's not it. But what it is, it's like this Excel spreadsheet where you can't delete things, you can only add to it." - Josh Emison 30:41- "The blockchain is just the rails that allow us to do the service without banks, without transfer agents, and without all these other things and to organize information a lot more efficiently." - Josh Emison 1:01:54 - "I want to support anyone who's doing it (blockchain) because you are creating a world where it's still based on a free market economy, but it's done in a way that is benefitting all the people that live in it, not just the select few." - Josh Emison 1:05:36 - "When somebody is promising you that this (digital coins) token's going to be worth more in the future than it is, that's impossible. Nobody knows what it's going to be like in the future. So if someone's promising you that, you probably shouldn't trust them." - Josh Emison Engage with Joshua EmisonLinkedInSANSBANKTwitterEmail Connect with Expert(ish) Podcast Host JAY JOHNSONCall (858) 925- 4536WebsiteLinkedInFacebookInstagram Listen to more episodes of the  Expert(ish) PodcastiTunesSpotify
E60 - How to Leverage Property Investing to Create Other Positive Landscapes with Aubrey Carlson and Brad Hylton
Dec 30 2021
E60 - How to Leverage Property Investing to Create Other Positive Landscapes with Aubrey Carlson and Brad Hylton
Investors believe that real estate investing is a powerful tool to build capital fast. On its own, the benefits of property investing are numerous. A well-chosen property provides investors with excellent returns, tax advantages, predictable cash flow, and diversification, plus the opportunity to leverage real estate to build wealth. In today’s episode of the Expert(ish) Podcast, Jay talks with Brad Hylton and Aubrey Carlson about their journey into real estate investing, how they rebuilt their first property from the ground up, and how they leveraged property investing to create other positive landscapes. Enjoy! If you are looking for an inexpensive and super convenient healthcare option, check out SkillMil Telehealth Services. It's a program that works well as a supplement to VA health care. Simply click on telehealth services on their website, fill out the basic info, and use the referral code Expert(ish) Podcast in the dropdown menu to get started. In This Episode1:40 - Backstory of Aubrey Carlson & Brad Hylton 9:07 - How Aubrey & Brad got started in real estate 11:35 - Their turning point to buying their own property 18:47 - The hard lesson they learned from their first purchase 23:13 - How they rebuilt their first property from the ground up 41:12 - Why overanalyzing can lead to pitfalls in the real estate industry 44:54 - How Brad and Aubrey capitalized on real estate to create other positive landscapes 53:48 - Their next investment timeframe Favorite Quotes00:02 - "Absolutely, do not let both bathrooms go at the same time. No matter what, always have at least one working bathroom cause that was a nightmare. If one gets one thing from this episode, keep one working bathroom." - Jay Johnson, Brad Hylton, and Aubrey Carlson 9:29 - "I never thought that I could own real estate. It was just something that was never in my mind." - Aubrey Carlson 41:25 - "Most people aren't going to notice the differences in the things that you've overanalyzed. So it's better to just roll on with it." - Jay Johnson 41:57 - "Get what's making you the cash now. Build the money where you can do whatever you want at that time because what you want changes." - Jay Johnson 46:32 - "We know that real estate is the velocity of money and the biggest wealth builder. We want to be able to have this capital for financial freedom, but also to do what we want as an impact on the world." - Aubrey Carlson Connect with Expert(ish) Podcast Host JAY JOHNSONCall (858) 925- 4536WebsiteLinkedInFacebookInstagram Listen to more episodes of the  Expert(ish) PodcastiTunesSpotify
E59 - Creative Ways of Generating Income from Property Investing with Matthew Kane.
Dec 16 2021
E59 - Creative Ways of Generating Income from Property Investing with Matthew Kane.
Many business owners often start out with the best intentions and then get overwhelmed by all of the different things they need to do. Without a system in place, they are left scrambling and stuck in a hamster wheel. They are constantly running in circles and can never catch up. Having a business system is essential not just for keeping your sanity in handling complex and daily business operations but also for expanding your company. In today’s episode of the Expert(ish) Podcast, Jay talks with Matthew Kane about his transition from the military to the real estate industry, systems as the key element to scaling up your business, and other creative ways of generating income from property investing and management. Matthew Kane is a real estate broker at eXp Realty and Coastal Carolina's favorite agent. He is committed to getting homes sold quickly and for the most money. As a former Management Consultant for Fortune 500 companies and the Federal Government, he has the ability to ensure processes run smoothly and efficiently, as well as a system in place to streamline business processes while maximizing the use of technology and innovation to market seller's homes and find buyer's homes.  Enjoy! If you are looking for an inexpensive and super convenient healthcare option, check out SkillMil Telehealth Services. It's a program that works well as a supplement to VA health care. Simply click on telehealth services on their website, fill out the basic info, and use the referral code Expert(ish) Podcast in the dropdown menu to get started. In This Episode1:30 - Backstory of Matthew Kane 6:36 - How his experience running multiple businesses had helped him develop a business system 8:11 - The turning point where he needs to scale up his business 14:16 - How he transitioned from the military to civilian life 18:10 - Matthew's life in the military 25:14 - A creative way to generate additional revenue 29:27 - Areas where Matthew is active in real estate Favorite Quotes"I did 40 sales my first year. And that was the most stressful I've been in my entire life because I didn't have the real estate systems down. I have a whole bunch of CRM stuff down. But as far as transactions, coordinator, and assistants, that's pretty much all night trying to keep everything together every single day." - Matthew Kane "If you want to create any kind of sales career where you can grow through the roof, you need to leverage on systems. If you don't have those systems in place, you're going to be on the hamster wheel, chasing deal after deal, close a house, become unemployed, try to find another client, and do it all over again." - Matthew Kane "We're starting to do some team investments where I could essentially create a way for teammates to make additional revenue. I would leave it to the team to say, 'hey, you find a flip, you show me something where you can make a 30% return. I'll finance the flip, you manage the project. Then we'll split the profit'." - Matthew Kane Engage with Matthew KaneFacebookTidal Realty Partners Connect with Expert(ish) Podcast Host JAY JOHNSONCall (858) 925- 4536WebsiteLinkedInFacebookInstagram Listen to more episodes of the  Expert(ish) PodcastiTunesSpotify
E58 - Information Overload with Rob Thyberg
Dec 9 2021
E58 - Information Overload with Rob Thyberg
Many people shy away from making an investment in real estate because it seems too complicated and risky. The information available on the internet has become so overwhelming that investors find it confusing rather than helpful. With the fear of making bad decisions, how can people overcome the barrier to entering the world of real estate investing? In today’s episode of the Expert(ish) Podcast, Jay talks with Rob Thyberg about how to prevent information overload when investing in real estate for the first time. He will also offer some insight into property investment through blockchain technology and why he prefers to invest in multifamily properties. Enjoy! If you are looking for an inexpensive and super convenient healthcare option, check out SkillMil Telehealth Services. It's a program that works well as a supplement to VA health care. Simply click on telehealth services on their website, fill out the basic info, and use the referral code Expert(ish) Podcast in the dropdown menu to get started. Favorite Quotes2:43 - Backstory of Rob Thyberg 6:53 - Why information online makes property investing overwhelming for investors 10:38 - Communication and relationships as keys to simplifying complex real estate investment concepts 17:07 - Rob's journey into multifamily investing 31:28 - Why pumped-up speeches aren't always helpful when making investment decisions 46:45 - The beauty of multifamily properties 49:12 - How Rob manages multiple properties 57:17 - The intersection between blockchain technology and real estate investing In This Episode"The thing that holds people back, including myself, is that aversion to risk. If you have the will to do the due diligence and you also have the will to, 'this is what I want and I'm going to make it happen', then I would say, just do it!." - Rob Thyberg "For someone who doesn't have a big pot of money to invest with, real estate seems like the highest barrier to entry." - Rob Thyberg "When you know you're ready, you're ready. You can poke holes in any deal and be like, 'that's the reason I'm not doing it'. But the real reason you're not doing it is probably that you're scared." - Rob Thyberg "What's so great about using the VA loan is that you don't have to be rich. You don't even have to be wise. The most attractive part is how accessible it is, but you have to get over that barrier to entry. What gets me over that is speaking with real-life people who have done it, not a talking head of the internet." - Rob Thyberg Connect with Expert(ish) Podcast Host JAY JOHNSONCall (858) 925- 4536WebsiteLinkedInFacebookInstagram Listen to more episodes of the Expert(ish) PodcastiTunesSpotify
E57 - Business Taxes with Ann Marie
Nov 26 2021
E57 - Business Taxes with Ann Marie
It's tax season again and so it is time to get the ball rolling on the taxes for your business. With planning and preparation being a challenge, tax professionals can be a lifesaver. They will help you understand how changes in tax laws affect your business, ensure that your business complies with tax regulations, and maintain a good relationship with the IRS. In today’s episode of the Expert(ish) podcast, Jay talks with Ann Marie about tax planning. She will speak about the factors to consider when filing estimated tax payments, the benefits of working with a tax professional, and what investors can expect when preparing their estimated tax payments. Enjoy! If you are looking for an inexpensive and super convenient healthcare option, check out SkillMil Telehealth Services. It's a program that works well as a supplement to VA health care. Simply click on telehealth services on their website, fill out the basic info, and use the referral code Expert(ish) Podcast in the dropdown menu to get started. In Today's Episode4:08 - Factors to consider when filing an estimated tax payment 8:01 - What makes someone a real estate professional 14:33 - The benefits of working with a tax professional 19:10 - How investors should prepare for their first tax year 24:57 - Why the first tax year is very important 36:02 -Tax write-offs for investment property purchases Favorite Quotes"Tax planning is very important, especially this time of the year. Just get organized and now is the time. The holidays are going to hit and they're going to be like, 'oh it's Thanksgiving, I'll do it after. All of a sudden it's January and your estimated tax payments, the last one, midnight January 15th, and then you're scrambling and you're ripping your hair out. So just start now. You don't have to do it overnight. Just start hitting your ducks in a row, essentially." - Ann Marie "For your first tax year with your investment property, get your expenses deductions and your books. If you come to a person who's doing your taxes with a hodgepodge of a mess, you're going to get charged a lot more. Know what's going on." - Ann Marie "The three main topics that get audited - car, meals, and marketing. They don't want someone just throwing in a  number." - Ann Marie "The first tax year is very important because you're going to understand its growing pains. There's going to be some mistakes, but then you learn and you grow." - Ann Marie Engage with Ann MarieInstagram Connect with Expert(ish) Podcast Host JAY JOHNSONCall (858) 925- 4536WebsiteLinkedInFacebookInstagram Listen to more episodes of the Expert(ish) PodcastiTunesSpotify
E56 - Outsourcing Weakness with Chris Dorward
Nov 18 2021
E56 - Outsourcing Weakness with Chris Dorward
A veteran of the Marine Corps and a former law enforcement officer, Chris transitioned into the real estate industry to provide a strategic approach to the process of buying and selling homes. In spite of the transition being difficult, outsourcing his weaknesses and focusing on his strengths have allowed him to grow his business and succeed. In today’s episode of the Expert(ish) Podcast, Jay talks with Chris about his journey to becoming an entrepreneur. As well as sharing some of his secrets for being successful in real estate, Chris will also speak about his biggest mistake and how he learned from it. Chris Dorward is the President & CEO of the Chris Dorward Real Estate Team. His expertise includes working both as a seller's and buyer's agent. The experience that he gained at Keller Williams has enabled him to provide a superior level of service to his clients. Enjoy! If you are looking for an inexpensive and super convenient healthcare option, check out SkillMil Telehealth Services. It's a program that works well as a supplement to VA health care. Simply click on telehealth services on their website, fill out the basic info, and use the referral code Expert(ish) Podcast in the dropdown menu to get started. In This Episode2:28 - Chris' life after getting out of the military 4:58 - How Chris started his career in real estate 9:27 - His secret to having a successful real property business 16:45 - The biggest mistake Chris ever made in his business 24:42 - The main reason for Chris' decision to enter the real estate industry 34:11 - His advice on how to get started in any business 40:57 - One of the greatest successes in Chris' life Favorite Quotes"That military mindset of failure is not an option was very powerful with where I sit today. Sometimes the hardest part is getting beyond your own mental mind block of what you could be good at. And you just get on try it and do it." - Chris Dorward "I lost about a hundred thousand dollars in gross commission income just by letting stuff fall through the cracks. So leveraging out to your weaknesses is definitely the best part." - Chris Dorward "Focus on what you're best at and then hire on your weaknesses. Don't be afraid to make changes. If something's not working or you'd like to see a difference, you've got to do something. You got to dig in there and make the change." - Chris Dorward "Where you are today, you're there because you made decisions. Whether good or bad, it's in your hands. So, if you don't like where you're at, change it. If you do like where you're at, keep it going. Make it bigger." - Chris Dorward "The key to success and happiness is not feeling you're at work when you're at work. If you find something that you really enjoy doing, you're not at work, you're having fun. Being out and talking to different people every day and making them smile now and then, it's fun." - Chris Dorward Engage with Chris DorwardLinkedInFacebookWebsite: Chris Dorward Real Estate Team Connect with Expert(ish) Podcast Host JAY JOHNSONCall (858) 925- 4536WebsiteLinkedInFacebookInstagram Listen to more episodes of the  Expert(ish) PodcastiTunesSpotify
E55 - COVID and Commercial Real Estate with Sean Bascom
Oct 28 2021
E55 - COVID and Commercial Real Estate with Sean Bascom
Totally hooked by Robert Kiyosaki's Rich Dad, Poor Dad book, Sean took the time to learn more about real estate investing. Having been through the hustle and grind of establishing a career in real estate, he has seen the dynamics of the market and has successfully represented his clients on the purchase, sale, and leasing of hundreds of millions of dollars of properties. In today’s episode of theExpert(ish) Podcast, our guest, Sean Bascom will discuss the commercial side of real estate investing especially for transitioning service members. Furthermore, he will provide his insight on the future of office markets now that people can work from home due to COVID and his passion project of helping young people develop their self-esteem through mountain biking. Sean Bascomis a Commercial Real Estate Broker and the VP at South Coast Commercial. He specializes in the brokerage of commercial properties, primarily multi-family assets throughout San Diego. He is well versed in strategies that maximize returns, minimize taxes, and have an overall positive impact on his clients. A passionate mountain biker, Sean has made an impact on the lives of young people through Sprockids, an instructional program designed to engage young people, ages 6 to 18, in mountain biking. The program teaches off-road skills through drills, games, and fun activities while tracking individual progress. Cycling provides a positive focus for youth, develops self-esteem, provides kids with a strong sense of community, and introduces them to a healthy active lifestyle.  Enjoy! If you are looking for an inexpensive and super convenient healthcare option, check out SkillMil Telehealth Services. It's a program that works well as a supplement to VA health care. Simply click on telehealth services on their website, fill out the basic info, and use the referral code Expert(ish) Podcast in the dropdown menu to get started. In This Episode1:14 - Backstory of Sean Bascom and how he got into real estate investing 7:59 - The process of starting a real estate business 13:47 - How Sean met his business goals 17:04 - A scenario where he finds great deals on a not so good market 23:42 - His thought process during the early stages of his investing career 26:59 - Sean’s speculations on the future of office markets after the work-at-home setup during COVID 36:09 - Understanding the ABC classification system for real estate properties 42:52 - How commercial agents are compensated 57:56 - Sean's approach to helping people get an office or retail space 1:05:07 - How his passion for mountain biking led to the creation of a large non-profit organization Favorite Quotes"Two years ago, we were at 5% and that was still great, right? Like in the grand scheme, that was still amazing. Yeah, I think a historic average interest rate is a plus or minus 7%. So I feel anything five or less, it's an insane deal." - Jay Johnson and Sean Bascom "To me, the coolest part isn't just the transaction, it's being involved when you do networking and get around people and the opportunity you have for yourself." - Jay Johnson "The VA loan is the best loan product on the market, period. You can get a VA loan and get two, three, or four units. Leverage it to what you're comfortable with." - Sean Bascom "The thing with apartments is if you're capitalizing the rent, as the rents go up the value just follows. I don't see that trend slowing down. I think we front-loaded a lot in the last year and a half, but I don't see it reversing in any significant way." - Sean Bascom "I think a lot of companies realized that a lot of their people can work remotely. For some companies, it's savings. On the institutional side, it's going to be interesting to see what kind of absorption the office market has." - Sean Bascom "In a business, your outcome is your income. But for non-profit, it's positive social change" - Sean Bascom Engage with Sean BascomLinkedInSprockids Website Connect with Expert(ish) Podcast Host JAY JOHNSONCall (858) 925- 4536WebsiteLinkedInFacebookInstagram Listen to more episodes of the Expert(ish) PodcastiTunesSpotify
E54 - Changing Access to Healthcare via TeleHealth with Mike Hinkle
Oct 21 2021
E54 - Changing Access to Healthcare via TeleHealth with Mike Hinkle
Telehealth is quickly becoming the next frontier for patients and their doctors to collaborate. By using smartphones or tablets, more patients can now have access to quality care without leaving their home or backyard - who needs an office visit when you can just chat or call?Having served as Command Master Chief of Naval Hospital and Navy Medical Forces Atlantic in the past, Michael Hinklehas been around hospitals and clinics and has seen how telehealth is being used more and more. As physicians and other clinicians turn to emerging technology solutions to provide more services and keep patients safe, telehealth is helping to expand access to healthcare while reducing costs at the same time.Today on the Expert(ish) Podcast, Jay shares a fun conversation with Mike for the second time. They will talk about a variety of things, from hiring talents, Mike’s Bronco addiction, SkillMil’s telehealth services, to whiskey. As Mike enters the telehealth industry, he will also showcase all of the great things telehealth can do for transitioning military members, their families, as well as businesses.Michael Hinkle is the President of SkillMil. It is a team of passionate veterans who strongly believes that today’s veterans entering the civilian marketplace are among the most talented, skilled, and seasoned professionals in their industry. SkillMil is committed to matching the talents and skills of the U.S. Military Veterans with high-performing companies. Their mission is to make the process of identifying, qualifying, and matching veterans with civilian job opportunities easier and faster. Enjoy! If you are looking for an inexpensive and super convenient healthcare option, check out SkillMil Telehealth Services. It's a program that works well as a supplement to VA health care. Simply click on telehealth services on their website, fill out the basic info, and use the referral code Expert(ish) Podcast in the dropdown menu to get started. In This Episode2:29 - One of SkillMill's ultimate goals 6:02 - Mike's greatest mistake when starting out 11:30 - How he hires people to fill a position 19:29 - What prompted Mike to venture into telehealth business 21:02 - The benefits of having telehealth services 31:23 - Facts about medical consultations and doctor visits 35:42 - The scope of SkillMill's telehealth services for families Favorite Quotes"I started looking into telehealth when I got out and we decided to launch telehealth for veterans. You know, less than 20 bucks your whole family can have telehealth, not each person but the whole family. And a lot of times, people just need somebody to talk to. They don't need to go sit in front of a psychiatrist and psychologist and give them $300 an hour, right? They need someone to say, it's going to be okay today. And telehealth can do that." - Michael Hinkle  "Your network is the most important thing you can have. There are people out there to help you do anything you want to accomplish in life. You can just reach out and someone will help you." - Michael Hinkle  "My biggest mistake when starting a business, a lot of people do and they know better but they do it anyway, is you spend all your money on a great product and then you don't have any money left for marketing." - Michael Hinkle  "Titles don't mean anything. It's all about skill sets. Anytime you sit down and you hire someone, you shouldn't be hiring them into a position. You should figure out what they're good at. If you're going to hire them, put them where they can succeed. You can't  judge a fish by its ability to climb a ladder." - Michael Hinkle  "When we started thinking about this and we went and did our research, the one fact that sticks out in my mind is that 70% of doctor visits can be handled by telehealth." - Michael Hinkle  Engage with Michael Hinkle LinkedInSkillMil WebsiteDiapers and Deployments | SkillMil Podcast   Connect with Expert(ish) Podcast Host JAY JOHNSON Call (858) 925- 4536 WebsiteLinkedInFacebookInstagram
E52 - Idea to Action with Michael Girdley
Sep 17 2021
E52 - Idea to Action with Michael Girdley
In today's world where startups are happening every day with new ideas being tested before going into full-scale production, business owners need to be able to effectuate their company's idea quickly and best play in this fast-paced environment. Once an owner has figured out their desired outcomes, it becomes easier for them to take steps towards achieving those goals and keep moving forward in the right direction until they reach success. As a business owner, an educator, and investor, Michael has been working at the intersection of investing and operations. His approach to fostering multiple businessesLook and see the change you can make in the world and then go test it. And if it works, you double down, triple down, and quadruple down in it. Michael Girdley is the Chairman and co-founder ofDura Software, the second-largest software company in San Antonio. He co-founded and served in leadership roles at numerous companies and nonprofits: Codeup, Effectual Ventures, Toro Coffee,Dry Line Partners, and Alamo Angels. Michael is also a partner at the Geekdom Fund, a seed-stage tech venture capital fund that has invested in over 50 high-growth tech companies. Enjoy! Hang out with the Landing Collective and Expert(ish) Podcast team on the Swing for Our Heroes charity golf tournament at the Omni La Costa Resort and Spa in Carlsbad, California on Friday, September 17, 2021, 12pm-6pm PST. Visit Swing for Our Heroes Website to support our amazing friends at STEP (Support the Enlisted Project) raise funds in their mission to help veteran and military families obtain an overall healthier financial well-being.  In This Episode1:09 - Backstory of Michael Girdley 2:46 - How he got involved with multiple businesses 6:57 - Why having more money or more resources does not guarantee success in business 14:16 - What separates a great educator from an average educator  20:59 - How Michael finds opportunity in today's environment 23:53 - What "edge" means in terms of opportunity and investment 31:03 - What Michael's podcasts, Acquisitions Anonymous and Unusual Profits, are all about 35:06 - How he got a lot of twitter followers 41:07 - His perspective about failures and mistakes Favorite Quotes:"I've learned the hard way that you're much better off looking for business opportunities that have tailwinds.  Like one's where the universe is conspiring to help you, and so what does the world want? Which way is the world going? I'm going to swim with that current and that's made a huge difference in terms of how I approach stuff." - Michael Girdley "I'm so glad that I was in the fireworks business because starting with a really hard one taught me how easy other businesses can be." - Michael Girdley "The really wacky thing about entrepreneurship, people think that if you have more money or more resources when starting your business, it will turn out to be a better business." - Michael Girdley "Education is a creative problem-solving exercise where you are trying to share with somebody else something that will make sense in their brain." - Michael Girdley  "A really successful tutor will understand the precise thing that you as the student or the pupil needs to hear next to unblock you." - Michael Girdley "Adopting a model of personality where you understand everyone is different leads me to understand how heterogeneous teams are made of people of different backgrounds, different wiring, different goals in life, and different attitudes. All that stuff is essential. Heterogeneous teams outperform homogeneous teams." - Michael Girdley "The edges are things that you as a buyer of an asset have that other buyers do not that allow you to extract more value." - Michael Girdley Engage with Michael GirdleyTwitterWebsiteUnusual Profits PodcastAcquisitions Anonymous Podcast Connect with Expert(ish) Podcast Host JAY JOHNSONCall (858) 925- 4536WebsiteLinkedInFacebookInstagram Listen to more episodes of the Expert(ish) PodcastiTunesSpotify
EP51 - It Pays To Use Your VA Loan with Ken Nash
Sep 9 2021
EP51 - It Pays To Use Your VA Loan with Ken Nash
From zero to four properties in a matter of two years, Ken knows how it is to use his VA loan to invest in real estate. While most veterans don’t know or are scared to use this benefit, having a team dedicated to guiding and helping you achieve your financial goal makes a huge difference.   In today’s episode of the Expert(ish) Podcast, our guest, Ken Nash will talk about why investing in real estate is one of the best investments one could ever make. He will also speak of his investment journey and share some of his strategies in acquiring four properties at a very young age, in a very short time.   Enjoy!   Hang out with the Landing Collective and Expert(ish) Podcast team on the Swing for Our Heroes charity golf tournament at the Omni La Costa Resort and Spa in Carlsbad, California on Friday, September 17, 2021, 12pm-6pm PST.   Visit the Swing For Our Heroes Website to support our amazing friends at STEP (Support the Enlisted Project) raise funds in their mission to help veteran and military families obtain an overall healthier financial well-being.   In This Episode 00:53 - Backstory of Ken Nash   4:00 - His journey to investing in real estate and buying rental properties   10:32 - How he got past the hardest part of property investing   16:07 - How Ken got his offer accepted immediately   21:28 - What's next for Ken Nash in terms of his investment goals   25:38 - The kind of relationship he builds with his tenants   28:13 - How he keeps his investments at a business level   36:41 - A great way to track funds, savings, and investments   39:04 - Why Ken prefers to manage his rental properties himself   55:23 - The pros and cons of owning a rental property   Favorite Quotes "So many people don't know. Every time I talk to a veteran, they, number one, haven't even applied for disability. Number two, don't even know what their VA loan is or let alone want to use it because they're too scared. And it's just a huge tool to help yourself out for future building. Because right now, you almost have to start investing in order to retire early or retire at all at this point." - Ken Nash   "It's so nice to get to a point where your business is funding more investments for you and your money works for you." - Ken Nash   "I think property management isn't super hard to do yourself especially if you have just one or two properties. Get the hang of it. I'd rather know the process of being a property management person before I go and get a property management company." - Ken Nash   "Those benefits (VA loan) are given to you for a reason. If you don't use them, then you're going to be wasting out on so much time where you could have been accruing that money on appreciation value." - Ken Nash   Connect with Expert(ish) Podcast Host JAY JOHNSON Call (858) 925- 4536 Website LinkedIn Facebook Instagram   Listen to more episodes of the Expert(ish) Podcast iTunes Spotify
Ep50 - NFL to Entrepreneur: Starting Over with Seyi Ajirotutu
Sep 2 2021
Ep50 - NFL to Entrepreneur: Starting Over with Seyi Ajirotutu
After an injury forced him to end his career in football, Seyi looked for opportunities in the business world. With the right people around him and his willingness to seek help when necessary, Seyi formed a team that understands the importance of fitness and created a revolutionary workout machine that can be used in any space - the BodyFly.   In today’s episode of the Expert(ish) Podcast, our guest, Seyi Ajirotutu will talk about his transition from being a professional athlete to becoming an entrepreneur. He will also share the idea behind the creation of BodyFly, the world’s first transportable smart cable fitness platform.   Seyi Ajirotutu is a retired NFL player and Chief Executive Officer at BodyFly Fitness. As an entrepreneur, business leader, and former professional athlete, Seyi is a driven professional who is focused on producing positive results in any endeavor.   BodyFly Fitness provides businesses in the health and fitness industry with their patented multi-functional workout machine. BodyFly is the first portable workout machine, no bigger than carry-on luggage that enables hundreds of resistance training exercises to assist someone in getting a great functional full-body workout.   Enjoy!   Hang out with the Landing Collective and Expert(ish) Podcast team on the Swing For Our Heroes charity golf tournament at the Omni La Costa Resort and Spa in Carlsbad, California on Friday, September 17, 2021, 12pm-6pm PST.   Visit Swing For Our Heroes Website to support our amazing friends at STEP (Support the Enlisted Project) raise funds in their mission to help veteran and military families obtain an overall healthier financial well-being.   In This Episode 00:50 - Backstory of Seyi Ajirotutu   4:47 - How a football coach impacts his life in general   7:27 - Seyi's favorite moment in his pro athletic career   13:13 - His life after football   19:12 - The diet rule he follows for health and fitness   20:28 - How he developed his business idea   23:59 - What's next for BodyFly Fitness   27:01 - The processes involved in creating his product   30:56 - His last words of advice   Favorite Quotes "Things happen in life, and this is not ‘What happens?’ But it's how you get back up or how you handle the situation. Adversity comes to all of us. It’s just what you do in that mindset and seeing that you come out better than you are before." - Seyi Ajirotutu   "When you're doing something different, you have to really embrace that. There's a learning curve. There are different things that happen in your life that you just have to stay persistent, stay patient, and keep moving forward.' - Seyi Ajirotutu   "As long as you stay true to who you are and yourself, where you came from, and those defining moments in your life, you should be all right. Then just look to make an impact in other people's lives." - Seyi Ajirotutu   "People want to help you once they have an understanding of you essentially trying to help yourself more than they're trying to help you. And the only way you're going to try and help yourself is by understanding, getting the knowledge, learning, and doing it." - Seyi Ajirotutu   "Read more and just be a good person. You can do it regardless of the adversity or the triumphs that you have. We all have them. Just keep at it and vet and search for people that can help you out and keep going from there." - Seyi Ajirotutu   Engage with Seyi Ajirotutu BodyFly Fitness Website   Connect with Expert(ish) Podcast Host JAY JOHNSON Call (858) 925- 4536 Website LinkedIn Facebook Instagram   Listen to more episodes of the Expert(ish) Podcast ITunes Spotify